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Posted: Monday, October 23, 2017 12:16 PM

For most first-time home buyers, coming up with funds for a down payment is the biggest obstacle to homeownership. It’s easy to see why: If you’re paying rent and have other expenses and are saving for an emergency fund, retirement and perhaps college tuition for your children, amassing thousands for a down payment can be tough.
Prior to the housing crisis, many lenders offered mortgages without any down payment. Some even allowed consumers to borrow up to 105 percent of the home’s purchase price so they could finance their closing costs. The lack of equity in these homes became a crisis when home prices dropped and the owners owed more on their mortgage than the value of their home. Few lenders offer zero-down loans today, but there are some programs that allow consumers to buy without making a down payment. For all the program details visit our site at:
http://sideline.work/Housinggrants.html

• Location: Central Jersey, NJ

• Post ID: 43729818 centraljersey
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